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The new disability insurance (AOV) workflow of TAF
From complex calculation to ultra-fast application

TAF Verzekeringen had a clear goal: applying for a disability insurance (AOV) had to become simpler, faster, and more accessible. Solvy was commissioned to replace the outdated application flow with a modern application that removes barriers and increases conversions.

Challenge

A disability insurance is a complex product, but the customer should not experience it that way. The old process no longer matched current digital standards. There was a need for streamlining that guides potential customers without requiring manual back-office work right away.


The core challenge was twofold:

  1. Increase conversion: Build a tool that effortlessly guides visitors through the process.
  2. Future-proof technology: Lay a scalable foundation that can also be used via partner channels.
     
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Our approach

We opted for a complete migration and renewal, where we reinvented the customer journey:

  • Focus on the funnel: We divided the complex process into clear, manageable steps. Users can now calculate their premium in real time. Direct feedback here builds confidence and transparency.
  • Modern tech stack: The technological foundation was completely renewed. We replaced the outdated systems with a headless architecture. The decoupled frontend provides a lightning-fast user experience.
  • Seamless integration: The tool is in direct connection with TAF’s pricing systems. Premiums are always accurate and applications are immediately forwarded to the administration.
TAF Overlijdensrisico- en arbeidsongeschiktheidsverzekeringen

Result

The new AOV tool gives TAF’s online service offering an immediate boost:
 

  • Error-free data: Built-in validations ensure that applications arrive complete right away. This significantly shortens processing time at the acceptance department.
  • Maximum accessibility: Self-employed professionals can now calculate their premium and apply for the insurance 24/7 on any device within minutes.
  • Scalable foundation: The application is stable, secure, and built to handle large volumes.

The next step

The power of the new architecture proves itself in the next phase of the project. We are currently expanding the tool so that it becomes multitenant.


This means that TAF partners will soon be able to use the same powerful application flow. The tool can easily be integrated into a partner’s environment or offered as a white-label solution. This transforms the TAF application from a simple calculator into a strategic sales instrument that can be deployed across multiple channels.